If you're among the 70% of taxpayers who don't itemize deductions, you might think you're getting the short end of the stick. After all, itemizers get to deduct the state-income and property taxes they pay, their mortgage interest and their charitable contributions. Some of them even get to deduct what they paid in sales taxes.

But here's a little known secret: Non-itemizers actually get the better deal. The only reason to itemize is when the total of all your legitimate deductible expenses are worth more than the standard deduction. On joint returns this year, you get a standard deduction of $10,700 for 2007 -- no questions asked. On individual returns, it's $5,350.

Plus, there are all sorts of write-offs you can claim even if you don't itemize -- so-called "above the line" deductions.

There's a $250 deduction for teachers and a $4,000 write-off for college tuition. You can deduct job-related moving expenses, student-loan interest and alimony you paid. Did you contribute to a traditional IRA or a Health Savings Account? Then you get write-offs above and beyond the standard deduction.

Don’t rush through your tax return. Take the time to find all the money-saving breaks that Congress has built into it for you.

MORE: Kiplinger.com | Your Money | Taxes | Column

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