SPENDING WISELY
BEST VALUES IN CARS, TECH, TRAVEL & ENTERTAINMENT
Want to save a buck? How about a few hundred or a couple thousand?
We took a look at eight spending categories in your budget and identified dozens of ways you can keep more money. Whether you need to plug leaks in your spending, learn where to find the best deals or even trick yourself into shaving expenses, we've got something for everyone.
And here's a bonus tip: Before you even start looking elsewhere in your budget to cut costs, start at the source with your paycheck. If you get a tax refund, that means you're overpaying Uncle Sam from the beginning. Boost your take-home pay today by adjusting your tax withholding with your employer.
In that spirit of not overpaying anyone for anything, browse our slide shows below, and keep more cash for yourself.
Save Money on Investing
Nine ways to maximize your returns -- and minimize taxes and costly mistakes.
Save Money on Food
Satisfy the hunger without starving your wallet. Here are ten ways to save money on groceries and dining out.
Save Money on Transportation
Ten smart strategies to cut your fuel costs, insurance premiums and parking fees.
Save Money on Travel
Get away without breaking the bank with these 15 budget-friendly tips.
Save Money on Utilities
Fifteen quick, cheap and easy ways to cut your electricity, heat and water bills.
Save Money on Phone, Internet and TV
Talk is anything but cheap, not to mention Internet and cable TV. Try these ten tips to hang up on high costs.
Save Money on Credit, Debt & Banking
Don't pay more than you should -- and get all the benefits you deserve -- with these 12 tips.
Save Money on Entertainment
Having fun doesn’t mean you have to blow your budget. Here are 12 ways to stretch your entertainment dollars further.
POSTED BY: Linda (October 09, 2008 01:33 PM)
I have a question for James South. I've been tempted to respond to the ads for Direct Buy, buy I've been told the membership fee is very high. Can you share some insider info on how their organization works?
POSTED BY: James South (October 09, 2008 11:14 PM)
Hi Linda, DirectBuy is a buyers club that allows us to buy direct from the manufacture. We are members in the Long Beach Direct Buy location and we have had a great experience. Heres what you need to know. They are very concerned about their confidential pricing so they require you to make an appointment in advance. One you enter the showroom they will have you sit in a presentation and show you how they are able to save you money on everything from luggage to kitchen cabinets and everything in between. They also demonstrate how much the average family spends over a ten year period of time on just markups. They compare that to how their membership dues are. I wish we signed up years ago because I had no Idea how much markup we give to the stores verses what they pay for the product. Because of the confidential pricing you should be prepared to make a decision as to if you want to join. After a lot of questions about that it finally made sense for me. They have just about every major product confidential right there in the showrooms. Now you may have to wait on some items since it comes from the manufacture but we had a the same if a sofa we ordered a few months back. I personal dont mind waiting if I am going to save....Do your homework before you go and remember to think past what your immediate purchases are. Think about how much you could of saved over the years on all the things you buy...Hope this info helps you. You can always check it out and you really dont anything to loose. Best of luck Linda.
POSTED BY: Marcus (October 30, 2008 12:39 AM)
I have a bundle package (phone, net, cable) and paid about $180 a month. I called today and threatened, well, I nicely stated that AT&T has a new package and if Brighthouse could help me stay with them. They knocked $20 off per month for the next year, basically a new customer rate. It all adds up. Tomorrow I call my insurance and cell providers.



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